The acquisition of Rail combines Ripple’s payment network and liquidity with the former’s stablecoin-powered infrastructure to streamline global transactions.
Digital asset infrastructure Ripple announced plans to acquire Rail, a stablecoin-enabled platform for cross-border business payments, in a deal valued at US$200 million. The acquisition is expected to merge Ripple’s global payout network, digital asset liquidity, and regulatory licensing with Rail’s virtual accounts and automated back-office systems.
“Stablecoins are quickly becoming a cornerstone of modern finance, and with Rail, we are uniquely positioned to drive the next phase of innovation and adoption of stablecoins and blockchain in global payments,” said Monica Long, Ripple President. “Ripple has one of the most widely used digital asset payment networks in the world, and this acquisition underscores our commitment to helping our global customer base to move money wherever and whenever they need.”
By integrating Rail’s capabilities, Ripple aims to offer stablecoin on- and off-ramps without requiring customers to hold crypto, support third-party and treasury payments, provide competitive digital asset liquidity, and enable virtual accounts without the need for dedicated crypto bank accounts. Customers will be connected to Ripple’s 24/7 global payment network through a single API.
“Over the last four years, Rail built the fastest way to settle business payments internationally using stablecoins, and in 2025, Rail is forecast to process over 10% of the $36 billion global B2B stablecoin payments,” said Bhanu Kohli, Rail CEO. “Ripple shares our vision, and together, we’re excited to bring our innovation to the millions of businesses that move money internationally.”
The transaction is subject to regulatory approvals and is expected to close in Q4 2025, further strengthening Ripple’s position in digital asset payments infrastructure.
